Home Loan EMI Calculator (India)
Home Loan EMI Calculator (India)
Instant monthly EMI, total interest, and total payable. No signup.
%
years
All calculations run locally in your browser. We do not store or transmit any values you enter.
Home Loan EMI Calculator with Interest Breakup
Use this calculator to compare EMI options, understand your principal versus interest breakup, and download amortization data for tenures up to 30 years.
Frequently Asked Questions
Quick answers about EMI math, privacy, and downloads.
How is the EMI calculated?
EMI uses the reducing balance formula: EMI = P * r * (1 + r)^n / ((1 + r)^n - 1). Rates entered above are converted to monthly values before running this formula.
Do you store or send the numbers I enter?
No. Everything runs locally in your browser. Nothing is stored, logged, or transmitted to a server.
Can I download or share the amortization schedule?
Yes. After calculation use the Download CSV button or copy the EMI summary to share with your lender.
How to use
- Enter your loan amount, interest rate, and tenure in years.
- Tap Calculate EMI to see the monthly installment and a month-wise schedule.
- Use the pagination controls to browse through the amortization table.
Why this calculator?
- Runs 100% on your device - no data leaves your browser.
- Optimized for mobile with clean typography and quick inputs.
- Download amortization data or copy results instantly.
Upcoming calculators (roadmap)
- SIP Calculator
- CAGR Calculator
- GST Calculator
These stay out of the main navigation until they launch.